[{"data":1,"prerenderedAt":342},["ShallowReactive",2],{"compare-duely-vs-amlguard":3},{"a":4,"b":253},{"id":5,"title":6,"auditLog":7,"body":8,"capabilities":143,"capabilityNotes":146,"dataResidency":156,"description":14,"draft":157,"entity":158,"extension":164,"integrations":165,"lastReviewed":166,"limitations":167,"logo":169,"meta":170,"name":171,"navigation":157,"path":172,"pricing":173,"processingNote":178,"processingResidency":179,"productType":180,"screeningMode":181,"seo":182,"slug":171,"smrExportFormat":183,"sources":184,"stem":244,"verticals":245,"website":251,"__hash__":252},"vendors\u002Fvendors\u002Fduely.md","Duely","append-only",{"type":9,"value":10,"toc":134},"minimark",[11,15,20,49,53,56,100,103,107,110,113,117,120,124],[12,13,14],"p",{},"Built around the full Tranche 2 obligation lifecycle rather than verification\nvolume: program build, scoping, CDD and KYB, ongoing monitoring, ECDD, UAR\nthrough to SMR, TTR and CBM registers, reliance, record keeping, training, and\nprogram effectiveness testing, organised around the engagement rather than the\ncustomer.",[16,17,19],"h2",{"id":18},"parties-consent-and-documents","Parties, consent and documents",[21,22,23,31,37,43],"ul",{},[24,25,26,30],"li",{},[27,28,29],"strong",{},"Multi-party engagements."," Every party to an engagement sits on one record:\nthe primary customer, additional parties, and representatives. Each customer\nkeeps its own due diligence and evidence. Representatives such as an\nattorney, solicitor or company signatory are recorded against the party they\nact for rather than as customers. In real estate, every buyer and seller in a\nsale sits on the one engagement.",[24,32,33,36],{},[27,34,35],{},"Consent requests."," Customer consent is requested by email as part of\nverification and kept on the customer record; the firm can add its own fields.",[24,38,39,42],{},[27,40,41],{},"Document requests."," Documents are requested from the customer's profile,\nwith notifications and reminders, and uploads attach to the customer and the\nengagement.",[24,44,45,48],{},[27,46,47],{},"Notes"," on customer profiles and on engagements.",[16,50,52],{"id":51},"tranche-2-operations","Tranche 2 operations",[12,54,55],{},"Meets all seven Tranche 2 operations measures:",[21,57,58,64,70,76,82,88,94],{},[24,59,60,63],{},[27,61,62],{},"Risk per designated service."," An engagement records the designated services\nit covers, and the risk questions asked are the ones tagged to those services.",[24,65,66,69],{},[27,67,68],{},"Monitoring by service and risk."," Re-review follows the risk rating and the\ndesignated service; a new program version flags the customers it affects.",[24,71,72,75],{},[27,73,74],{},"Program review schedule."," Effectiveness checks, the AMLCO report to the\ngoverning body, the independent evaluation and program review each have a due\ndate and a tool to complete them.",[24,77,78,81],{},[27,79,80],{},"Versioned records."," Programs and CDD reviews are kept as versions.",[24,83,84,87],{},[27,85,86],{},"Escalation."," To the AMLCO, with the person who raised it told whether to\nproceed.",[24,89,90,93],{},[27,91,92],{},"Expired identity documents"," flagged while an engagement is open.",[24,95,96,99],{},[27,97,98],{},"Reliance requests"," in both directions: outbound with refusals recorded,\ninbound with customer and firm approval, and a $2 plus GST charge paid by the\nrequester.",[12,101,102],{},"Monitoring is risk-based and follows the designated service. It does not run\nbank-style rules over a transaction feed, which is the separate\ntransaction-monitoring measure.",[16,104,106],{"id":105},"austrac-reporting","AUSTRAC reporting",[12,108,109],{},"Produces AUSTRAC SMR 3.0 XML and TTR XML, validated against the AUSTRAC schema\nbefore export, with IFTI and CBM registers. Lodgement with AUSTRAC is done by the\nfirm, as with every product in the directory. ClearAML, FreeAML and Overseer\nalso state AUSTRAC XML export; duely is the only one of the four that states a\nschema version.",[12,111,112],{},"Program effectiveness testing runs with a corrective-action loop and\nindependent-evaluation tracking.",[16,114,116],{"id":115},"identity-verification-and-dvs","Identity verification and DVS",[12,118,119],{},"An approved DVS user. Routine verification runs through the hosted document,\nliveness and face-match path, and a DVS check against the issuing agency can be\nadded to an engagement where a document's validity is in doubt, at $8 plus GST\nper document.",[16,121,123],{"id":122},"data-residency","Data residency",[12,125,126,129,130,133],{},[27,127,128],{},"Stored: Australia."," Hosting and primary storage are in Australia.\n",[27,131,132],{},"Processed: mixed."," Identity verification is processed in the European Union\nand screening in Switzerland, with the results stored in Australia.",{"title":135,"searchDepth":136,"depth":136,"links":137},"",2,[138,139,140,141,142],{"id":18,"depth":136,"text":19},{"id":51,"depth":136,"text":52},{"id":105,"depth":136,"text":106},{"id":115,"depth":136,"text":116},{"id":122,"depth":136,"text":123},{"aml-program":144,"cdd":144,"kyb":144,"beneficial-ownership":144,"electronic-id-verification":144,"biometric-liveness":144,"pep-sanctions-screening":144,"adverse-media":144,"ongoing-monitoring":144,"risk-assessment":144,"ecdd":144,"smr-workflow":144,"smr-xml-export":144,"tipping-off-controls":144,"ttr":144,"reliance":144,"evidence-pack":144,"immutable-audit-log":144,"staff-training":144,"independent-evaluation":144,"program-maintenance":144,"transaction-monitoring":145,"dvs-access":144,"api-access":145,"service-risk-assessment":144,"service-based-monitoring":144,"obligations-calendar":144,"record-versioning":144,"escalation-workflow":144,"document-expiry-alerts":144,"reliance-requests":144},"yes","no",{"service-risk-assessment":147,"service-based-monitoring":148,"obligations-calendar":149,"record-versioning":150,"escalation-workflow":151,"document-expiry-alerts":152,"reliance-requests":153,"api-access":154,"dvs-access":155},"Vendor states each engagement records the designated services it covers, and the risk questions asked are the ones tagged to those services; each designated service also carries an inherent rating in the firm's program.","Vendor states re-review is risk-based and follows the designated service: a new designated service at medium or high risk starts CDD for a customer held over from before 1 July 2026, and approving a new program version flags customers whose review interval, customer type or country rating it changes.","Vendor states it schedules effectiveness checks (quarterly by default), the AMLCO report to the governing body (12 months), the independent evaluation (first date from AUSTRAC enrolment, then at least three-yearly) and program review (36 months or on a trigger), with a tool to complete each. Risk assessment review is part of program review rather than a separate date.","Vendor states AML programs are versioned with superseded versions kept, and CDD reviews are numbered and kept when superseded.","Vendor states escalations go to the AMLCO, the engagement is held until decided, and the person who raised it is told whether they can proceed. Routing is to the AMLCO only.","Vendor states a daily check flags a customer whose latest verified identity document has expired while they have an open engagement. Identity documents only.","Vendor states outbound requests are tracked to sent, agreed, completed or refused, with a refusal recorded on file; inbound requests need the customer's and the firm's approval before release, and the requester pays $2 plus GST per request.","Vendor's product summary states there is no public API yet.","Vendor states it is an approved DVS user, with a DVS check against the issuing agency available as an optional escalation on a matter at $8 plus GST per document.","australia",true,{"legalName":159,"abn":160,"registeredFrom":161,"relatedBusinessNames":162},"ILIXIR TECHNOLOGIES PTY LTD","11 680 039 392","2024-11-11",[163],"DUELY","md",[],"2026-10-08",[168],"No practice or accounting software integrations. The integration layer covers identity, screening and ABN lookup only.","null",{},"duely","\u002Fvendors\u002Fduely",{"fromAud":174,"period":175,"quoteOnly":176,"notes":177},59,"month",false,"One plan, all prices AUD EXCLUDING GST (the vendor states it is registered for GST and adds GST to each invoice). $59\u002Fmo includes 30 customer slots a year and 3 users. From the 31st customer a flex customer slot is added at $3\u002Fmo each; extra users $9\u002Fmo each. A company, trust, partnership or SMSF uses one slot if it has up to 6 people to verify or screen, one more per further 6. Identity verification (document capture, liveness, face match), company lookups and sanctions\u002FPEP\u002Fadverse-media screening included with no per-check fee, under a fair-usage policy. Optional per-use charges: DVS document check $8 per document, document intelligence $3 per use (in final testing). Billed monthly; no annual plan; cancel any time, effective at the end of the billing period. No free trial.","Vendor states hosting and primary storage are in Australia. Its privacy policy states identity verification is processed in the European Union and screening in Switzerland, with the results stored in Australia.","mixed","platform","ongoing",{"description":14},"austrac-xml",[185,188,191,194,197,200,204,206,209,212,215,219,223,226,229,232,235,238,241],{"label":186,"url":187,"checked":166},"Structured product summary (Tranche 2 operations, reliance, XML export)","https:\u002F\u002Fduely.com.au\u002Fllms.txt",{"label":189,"url":190,"checked":166},"AUSTRAC reporting feature page","https:\u002F\u002Fduely.com.au\u002Ffeatures\u002Faustrac-reporting\u002F",{"label":192,"url":193,"checked":166},"Compliance calendar feature page","https:\u002F\u002Fduely.com.au\u002Ffeatures\u002Fcompliance-calendar\u002F",{"label":195,"url":196,"checked":166},"Reliance feature page","https:\u002F\u002Fduely.com.au\u002Ffeatures\u002Freliance\u002F",{"label":198,"url":199,"checked":166},"Privacy policy (sub-processors and where they process)","https:\u002F\u002Fduely.com.au\u002Flegal\u002Fprivacy\u002F",{"label":201,"url":202,"checked":203},"Pricing page","https:\u002F\u002Fduely.com.au\u002Fpricing\u002F","2026-09-27",{"label":205,"url":187,"checked":203},"Structured product summary",{"label":207,"url":208,"checked":203},"Matter workflow feature page","https:\u002F\u002Fduely.com.au\u002Ffeatures\u002Fmatter-workflow\u002F",{"label":210,"url":211,"checked":203},"Identity verification feature page","https:\u002F\u002Fduely.com.au\u002Ffeatures\u002Fidentity-verification\u002F",{"label":213,"url":214,"checked":203},"Real estate solution page","https:\u002F\u002Fduely.com.au\u002Fsolutions\u002Freal-estate\u002F",{"label":216,"url":217,"checked":218},"ABR record","https:\u002F\u002Fabr.business.gov.au\u002FABN\u002FView?abn=11680039392","2026-08-25",{"label":220,"url":221,"checked":222},"Features page","https:\u002F\u002Fduely.com.au\u002Ffeatures\u002F","2026-08-26",{"label":224,"url":225,"checked":222},"Solutions page","https:\u002F\u002Fduely.com.au\u002Fsolutions\u002F",{"label":227,"url":228,"checked":222},"FAQ","https:\u002F\u002Fduely.com.au\u002Ffaq\u002F",{"label":230,"url":231,"checked":203},"Security page","https:\u002F\u002Fduely.com.au\u002Fsecurity\u002F",{"label":233,"url":234,"checked":222},"Tranche 2 page","https:\u002F\u002Fduely.com.au\u002Ftranche-2\u002F",{"label":236,"url":237,"checked":222},"AUSTRAC starter kit page","https:\u002F\u002Fduely.com.au\u002Faustrac-starter-kit\u002F",{"label":239,"url":240,"checked":222},"About page","https:\u002F\u002Fduely.com.au\u002Fabout\u002F",{"label":242,"url":243,"checked":222},"Terms of service","https:\u002F\u002Fduely.com.au\u002Flegal\u002Fterms\u002F","vendors\u002Fduely",[246,247,248,249,250],"accounting","real-estate","conveyancing","legal","bullion","https:\u002F\u002Fduely.com.au","CCpfWCMU4OokixyrTiqTt7twSp-Ios_5aOcnBSybrsw",{"id":254,"title":255,"auditLog":7,"body":256,"capabilities":272,"capabilityNotes":275,"dataResidency":156,"description":260,"draft":157,"entity":282,"extension":164,"integrations":288,"lastReviewed":166,"limitations":290,"logo":169,"meta":295,"name":296,"navigation":157,"path":297,"pricing":298,"processingNote":301,"processingResidency":156,"productType":180,"screeningMode":181,"seo":302,"slug":303,"smrExportFormat":304,"sources":305,"stem":338,"verticals":339,"website":340,"__hash__":341},"vendors\u002Fvendors\u002Famlguard.md","Amlguard",{"type":9,"value":257,"toc":270},[258,261,264,267],[12,259,260],{},"The clearest self-disclosure of scope boundaries of any vendor researched. Its\nFAQ states plainly what the product does not do: lodge reports, determine\nsuspicion, give advice, design programs, conduct independent review. That is\nhonest positioning and should be read as such rather than as deficiency.",[12,262,263],{},"Unusual commercial model: verification is customer-paid, and those payments\ncredit back against the subscription. The vendor claims a 3-user agency needs\nfour verifications a month to fully offset its licence fee.",[12,265,266],{},"Entity registered March 2026, three months before Tranche 2 commenced.",[12,268,269],{},"Data residency is mixed: AWS Sydney primary with stated overseas authentication\nand payment providers, plus DR replication to a secondary region.",{"title":135,"searchDepth":136,"depth":136,"links":271},[],{"aml-program":144,"cdd":144,"kyb":144,"beneficial-ownership":144,"electronic-id-verification":144,"pep-sanctions-screening":144,"adverse-media":144,"ongoing-monitoring":144,"risk-assessment":144,"smr-workflow":144,"smr-xml-export":145,"ttr":273,"tipping-off-controls":144,"immutable-audit-log":144,"staff-training":144,"independent-evaluation":145,"transaction-monitoring":274,"api-access":274,"dvs-access":274,"service-risk-assessment":273,"service-based-monitoring":273,"obligations-calendar":273,"record-versioning":144,"escalation-workflow":273,"document-expiry-alerts":274,"reliance-requests":144},"partial","unknown",{"service-risk-assessment":276,"service-based-monitoring":277,"obligations-calendar":278,"record-versioning":279,"escalation-workflow":280,"reliance-requests":281},"Vendor states the risk assessment wizard captures the business's designated services alongside customer types, geography, channels and transaction characteristics, and that tenants are configured to their designated services; customer risk uses a 42-factor engine, and per-service risk ratings are not described.","Vendor states re-screening runs at risk-based intervals and change detection triggers alerts and risk re-scoring, with periodic KYC review prompts; re-review is not described as triggered by a new designated service.","Vendor states a compliance calendar with auto-seeded regulatory dates, training expiry tracking and scheduled reliance reassessments; it does not publicly list which program obligations (risk assessment review, effectiveness checks, governing-body reports, independent evaluation) are tracked.","Vendor states program documents carry version control and record the state of their upstream inputs; its security page (https:\u002F\u002Famlguard.com.au\u002Fsecurity.html) says evidence snapshots are immutable and vault storage is versioned.","Vendor states SMR preparation has an officer approval step and case reviews go through draft, submitted for review and approved stages between the officer and the signing manager; it does not describe staff-raised escalations with the outcome notified back.","Vendor states it has a statutory s37A\u002Fs38 reliance register plus an evidence-sharing workflow between reporting entities, described elsewhere as a 'cross-tenant sharing hub'.",{"legalName":283,"abn":284,"registeredFrom":285,"relatedBusinessNames":286},"AML Guard Pty Ltd","81 696 502 520","2026-03-24",[287],"AML GUARD",[289],"REX CRM",[291,292,293,294],"Does not lodge reports to AUSTRAC and does not decide whether a report should be filed, stated in the vendor's own FAQ.","Does not provide compliance advice or case judgments.","Program design, independent review and legal interpretation explicitly listed as things the customer needs elsewhere.","GST treatment not stated anywhere on the pricing page.",{},"AML Guard","\u002Fvendors\u002Famlguard",{"fromAud":299,"period":175,"quoteOnly":176,"notes":300},75,"Platform $75\u002Fuser\u002Fmo; 3-user bundle $170\u002Fmo. Per-check, customer-paid: Standard Individual $45, High-Risk Individual $60, Company\u002FTrust from $90, each bundling ID verification, sanctions\u002FPEP, adverse media, deceased check and risk assessment. Customer-paid checks earn 100% credit-back against subscription, capped at licence fee. GST treatment is NOT STATED on the pricing page.","The privacy policy's provider table puts the (unnamed) identity verification and screening providers in Australia; only staff authentication tokens (US identity provider) and subscription payment data (Stripe, US) go overseas.",{"description":260},"amlguard","register-only",[306,308,311,313,315,317,319,322,325,327,330,333,336],{"label":201,"url":307,"checked":218},"https:\u002F\u002Famlguard.com.au\u002Fpricing.html",{"label":309,"url":310,"checked":218},"Compliance advisory FAQ","https:\u002F\u002Famlguard.com.au\u002Fcompliance-advisory-faq.html",{"label":216,"url":312,"checked":218},"https:\u002F\u002Fabr.business.gov.au\u002FABN\u002FView?abn=81696502520",{"label":220,"url":314,"checked":222},"https:\u002F\u002Famlguard.com.au\u002Ffeatures.html",{"label":239,"url":316,"checked":222},"https:\u002F\u002Famlguard.com.au\u002Fabout.html",{"label":233,"url":318,"checked":222},"https:\u002F\u002Famlguard.com.au\u002Ftranche-2.html",{"label":320,"url":321,"checked":222},"Insights index","https:\u002F\u002Famlguard.com.au\u002Finsights",{"label":323,"url":324,"checked":222},"Staff training article","https:\u002F\u002Famlguard.com.au\u002Finsights\u002Faml-ctf-staff-training-tranche-2.html",{"label":242,"url":326,"checked":222},"https:\u002F\u002Famlguard.com.au\u002Fterms.html",{"label":328,"url":329,"checked":222},"Privacy policy","https:\u002F\u002Famlguard.com.au\u002Fprivacy.html",{"label":331,"url":332,"checked":166},"Program documents article (20 April 2026)","https:\u002F\u002Famlguard.com.au\u002Finsights\u002Faml-ctf-program-documents-tranche-2.html",{"label":334,"url":335,"checked":166},"AML Guard vs First AML article","https:\u002F\u002Famlguard.com.au\u002Finsights\u002Faml-guard-vs-first-aml.html",{"label":230,"url":337,"checked":166},"https:\u002F\u002Famlguard.com.au\u002Fsecurity.html","vendors\u002Famlguard",[247,248,249,246],"https:\u002F\u002Famlguard.com.au","C_s46yjxuVHwumEEvZ7OnLATkpXoQl94PGiZnHKU8Tc",1791420691056]