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AMLDirectory Australia · Tranche 2

AMLTranche vs TrustSoft

These are not the same kind of product

AMLTranche is an end-to-end hosted platform. TrustSoft is an AML module inside a different product. Comparing them on monthly cost will mislead you: they are bought to do different jobs, and the cheaper figure below does not mean the better buy. Read the capability rows, not the prices.

AMLTranche

Virya Technology Pty Ltd · ABN 90 670 925 238

Platform

SMR export

PDF pack

Screening

Ongoing

Audit log

Append-only

From

$64.90

inc GST, per month
$59.00 as published, ex GST

Capabilities14 verified 3 absent 7 not established
  • Program
    • AML/CTF program build: Yes
    • Risk assessment: Yes
    • Program maintenance and review: Not established
    • Independent evaluation support (s84): Not established
    • Staff training: No
    2/5
  • Customer
    • Customer due diligence: Yes
    • Know your business (entity checks): Not established
    • Beneficial ownership and control: Yes
    • Enhanced due diligence: Not established
    • Reliance arrangements: Not established
    2/5
  • Identity
    • Electronic identity verification: Yes
    • Biometric liveness and face match: Yes
    • Document Verification Service access: Not established
    2/3
  • Screening
    • PEP and sanctions screening: Yes
    • Adverse media screening: Yes
    • Ongoing customer monitoring: Yes
    • Transaction monitoring: No
    3/4
  • Reporting
    • Suspicious matter report workflow: Yes
    • AUSTRAC SMR XML export: No
    • Tipping-off controls (s123): Yes
    • Threshold transaction reporting: Yes
    3/4
  • Record
    • Evidence pack export: Yes
    • Immutable audit log: Yes
    • API access: Not established
    2/3
What these 24 mean

Program

AML/CTF program build
Yes
Risk assessment
Yes
Program maintenance and review
Not established
Independent evaluation support (s84)
Not established
Staff training
No

Customer

Customer due diligence
Yes
Know your business (entity checks)
Not established
Beneficial ownership and control
Yes
Enhanced due diligence
Not established
Reliance arrangements
Not established

Identity

Electronic identity verification
Yes
Biometric liveness and face match
Yes
Document Verification Service access
Not established

Screening

PEP and sanctions screening
Yes
Adverse media screening
Yes
Ongoing customer monitoring
Yes
Transaction monitoring
No

Reporting

Suspicious matter report workflow
Yes
AUSTRAC SMR XML export
No
Tipping-off controls (s123)
Yes
Threshold transaction reporting
Yes

Record

Evidence pack export
Yes
Immutable audit log
Yes
API access
Not established

Checked 25 Aug 2026

View board for AMLTranche

TrustSoft

Myna Australia Pty Ltd · ABN 54 657 002 796

Module

SMR export

Not established

Screening

Not established

Audit log

Not established

From

$108.90

inc GST, per month
$99.00 as published, ex GST

Capabilities17 verified 0 absent 7 not established
  • Program
    • AML/CTF program build: Yes
    • Risk assessment: Yes
    • Program maintenance and review: Yes
    • Independent evaluation support (s84): Not established
    • Staff training: Yes
    4/5
  • Customer
    • Customer due diligence: Yes
    • Know your business (entity checks): Yes
    • Beneficial ownership and control: Yes
    • Enhanced due diligence: Yes
    • Reliance arrangements: Not established
    4/5
  • Identity
    • Electronic identity verification: Yes
    • Biometric liveness and face match: Yes
    • Document Verification Service access: Yes
    3/3
  • Screening
    • PEP and sanctions screening: Yes
    • Adverse media screening: Yes
    • Ongoing customer monitoring: Not established
    • Transaction monitoring: Yes
    3/4
  • Reporting
    • Suspicious matter report workflow: Yes
    • AUSTRAC SMR XML export: Not established
    • Tipping-off controls (s123): Not established
    • Threshold transaction reporting: Yes
    2/4
  • Record
    • Evidence pack export: Yes
    • Immutable audit log: Not established
    • API access: Not established
    1/3
What these 24 mean

Program

AML/CTF program build
Yes
Risk assessment
Yes
Program maintenance and review
Yes
Independent evaluation support (s84)
Not established
Staff training
Yes

Customer

Customer due diligence
Yes
Know your business (entity checks)
Yes
Beneficial ownership and control
Yes
Enhanced due diligence
Yes
Reliance arrangements
Not established

Identity

Electronic identity verification
Yes
Biometric liveness and face match
Yes
Document Verification Service access
Yes

Screening

PEP and sanctions screening
Yes
Adverse media screening
Yes
Ongoing customer monitoring
Not established
Transaction monitoring
Yes

Reporting

Suspicious matter report workflow
Yes
AUSTRAC SMR XML export
Not established
Tipping-off controls (s123)
Not established
Threshold transaction reporting
Yes

Record

Evidence pack export
Yes
Immutable audit log
Not established
API access
Not established

Checked 25 Aug 2026

View board for TrustSoft

Where they differ

CapabilityAMLTrancheTrustSoft
  • Staff trainingNoYes
  • Transaction monitoringNoYes

11 further fields are unestablished for at least one of the two and are left out of the list above. A gap in our research is not a point against a product, and presenting it as one would score these two on our work rather than on theirs.

Every field, side by side

Reading a spec strip

  • Verifiedconfirmed on the provider’s own site
  • Partialpresent but limited or conditional
  • Absentthe product does not do it
  • Not establishedwe could not confirm either way

Each bar runs one segment per capability, in the same order on every board, so two providers compare by position. A hatched segment means the field is unfilled, not that the product lacks the capability — around half of all capability fields on this site are currently unestablished, and a blank would read as “no” and misrepresent a real business. Show all opens the full list in place.

ProgramAMLTrancheTrustSoft
  • AML/CTF program build YesYes
  • Risk assessment YesYes
  • Program maintenance and review — differsNot establishedYes
  • Independent evaluation support (s84) Not establishedNot established
  • Staff training — differsNoYes
CustomerAMLTrancheTrustSoft
  • Customer due diligence YesYes
  • Know your business (entity checks) — differsNot establishedYes
  • Beneficial ownership and control YesYes
  • Enhanced due diligence — differsNot establishedYes
  • Reliance arrangements Not establishedNot established
IdentityAMLTrancheTrustSoft
  • Electronic identity verification YesYes
  • Biometric liveness and face match YesYes
  • Document Verification Service access — differsNot establishedYes
ScreeningAMLTrancheTrustSoft
  • PEP and sanctions screening YesYes
  • Adverse media screening YesYes
  • Ongoing customer monitoring — differsYesNot established
  • Transaction monitoring — differsNoYes
ReportingAMLTrancheTrustSoft
  • Suspicious matter report workflow YesYes
  • AUSTRAC SMR XML export — differsNoNot established
  • Tipping-off controls (s123) — differsYesNot established
  • Threshold transaction reporting YesYes
RecordAMLTrancheTrustSoft
  • Evidence pack export YesYes
  • Immutable audit log — differsYesNot established
  • API access Not establishedNot established

AMLTranche: 14/24 verified.TrustSoft: 17/24 verified. A higher count means more that we could confirm, not necessarily more that the product does.

Where each is weaker

AMLTranche

  • No staff training feature found anywhere on the site.
  • Does not lodge reports to AUSTRAC. SMR output is a formatted PDF pack for manual submission via AUSTRAC Online, not XML.
  • No named third-party integrations.
  • No broader transaction monitoring beyond the $10k cash TTR trigger.

TrustSoft

  • AML/CTF is a module within trust accounting software, not a standalone product.
  • Pricing is structured as two separate subscriptions (trust accounting + AML/CTF), adding complexity to procurement.
  • SMR export format is described as 'AUSTRAC reporting area with templates' but the actual format (XML, PDF, or other) is not confirmed.
  • DVS (Digital Verification Service) is explicitly offered as an integrated capability; no third-party verification provider is named.

Who you would be contracting with

On the Australian Business Register

Legal entity
Virya Technology Pty Ltd
Registered from
30 August 2023

Recorded, not scored

Other business names
AMLTranche

On the Australian Business Register

Legal entity
Myna Australia Pty Ltd
Registered from
2 February 2022

Recorded, not scored

Full board: AMLTrancheFull board: TrustSoft

AMLTranche checked 25 August 2026. TrustSoft checked 25 August 2026. Pricing in this market goes stale within a quarter — verify current figures with the provider before you rely on them.