On every field established for both products, these two record the same answer. The difference between them is not in the capability grid — look at product type, price basis, integrations and the limitations on each board.
15 further fields are unestablished for at least one of the two and are left out of the list above. A gap in our research is not a point against a product, and presenting it as one would score these two on our work rather than on theirs.
Every field, side by side
Reading a spec strip
Verifiedconfirmed on the provider’s own site
Partialpresent but limited or conditional
Absentthe product does not do it
Not establishedwe could not confirm either way
Each bar runs one segment per capability, in the same order on every board, so two providers compare by position. A hatched segment means the field is unfilled, not that the product lacks the capability — around half of all capability fields on this site are currently unestablished, and a blank would read as “no” and misrepresent a real business. Show all opens the full list in place.
ProgramClearAMLComplyReady
AML/CTF program build — differsNot establishedYes
Risk assessment YesYes
Program maintenance and review Not establishedNot established
Independent evaluation support (s84) — differsYesNot established
Staff training YesYes
CustomerClearAMLComplyReady
Customer due diligence YesYes
Know your business (entity checks) YesYes
Beneficial ownership and control — differsYesNot established
Enhanced due diligence Not establishedNot established
Reliance arrangements Not establishedNot established
IdentityClearAMLComplyReady
Electronic identity verification YesYes
Biometric liveness and face match — differsYesNot established
Document Verification Service access — differsYesNot established
ScreeningClearAMLComplyReady
PEP and sanctions screening — differsYesNot established
Adverse media screening Not establishedNot established
Ongoing customer monitoring YesYes
Transaction monitoring YesYes
ReportingClearAMLComplyReady
Suspicious matter report workflow YesYes
AUSTRAC SMR XML export Not establishedNot established
Tipping-off controls (s123) Not establishedNot established
Threshold transaction reporting YesYes
RecordClearAMLComplyReady
Evidence pack export — differsYesNot established
Immutable audit log Not establishedNot established
API access — differsNot establishedYes
ClearAML: 15/24 verified.ComplyReady: 11/24 verified. A higher count means more that we could confirm, not necessarily more that the product does.
Where each is weaker
ClearAML
Verification charged per check on all tiers; only Professional and above include a monthly credit.
ComplyReady
No free trial; paid subscription begins immediately.
ClearAML checked 25 August 2026. ComplyReady checked 25 August 2026. Pricing in this market goes stale within a quarter — verify current figures with the provider before you rely on them.