ClearAML is an end-to-end hosted platform. StackGo IdentityCheck is a verification layer you plug into your own process. Comparing them on monthly cost will mislead you: they are bought to do different jobs, and the cheaper figure below does not mean the better buy. Read the capability rows, not the prices.
17 further fields are unestablished for at least one of the two and are left out of the list above. A gap in our research is not a point against a product, and presenting it as one would score these two on our work rather than on theirs.
Every field, side by side
Reading a spec strip
Verifiedconfirmed on the provider’s own site
Partialpresent but limited or conditional
Absentthe product does not do it
Not establishedwe could not confirm either way
Each bar runs one segment per capability, in the same order on every board, so two providers compare by position. A hatched segment means the field is unfilled, not that the product lacks the capability — around half of all capability fields on this site are currently unestablished, and a blank would read as “no” and misrepresent a real business. Show all opens the full list in place.
ProgramClearAMLStackGo IdentityCheck
AML/CTF program build — differsNot establishedNo
Risk assessment — differsYesNo
Program maintenance and review Not establishedNot established
Independent evaluation support (s84) — differsYesNot established
Staff training — differsYesNo
CustomerClearAMLStackGo IdentityCheck
Customer due diligence — differsYesNo
Know your business (entity checks) — differsYesNot established
Beneficial ownership and control — differsYesNot established
Enhanced due diligence — differsNot establishedNo
Reliance arrangements Not establishedNot established
IdentityClearAMLStackGo IdentityCheck
Electronic identity verification YesYes
Biometric liveness and face match YesYes
Document Verification Service access — differsYesNo
ScreeningClearAMLStackGo IdentityCheck
PEP and sanctions screening YesYes
Adverse media screening Not establishedNot established
Ongoing customer monitoring — differsYesNo
Automated transaction monitoring (bank-style rules) — differsPartialNot established
Tranche 2 operationsClearAMLStackGo IdentityCheck
Risk assessed per designated service PartialPartial
Ongoing monitoring triggered by designated service and risk PartialPartial
Program obligations calendar (reviews, effectiveness, AMLCO reports, independent evaluation) — differsPartialNot established
Versioned AML program and CDD records — differsYesNot established
Escalation to AMLCO or manager with outcome recorded — differsPartialNot established
Expired document alerts — differsPartialNot established
Reliance CDD requests sent and received — differsPartialNot established
ClearAML: 16/31 verified.StackGo IdentityCheck: 3/31 verified. A higher count means more that we could confirm, not necessarily more that the product does.
Stated limitations
Each board lists what that provider's own material says it does not do. We do not set those lists side by side: some providers publish their limits and others publish none, so a longer list often means a more candid provider rather than a weaker product. Where a limitation maps to a capability both providers have established, it appears in the comparison above.
ClearAML checked 8 October 2026. StackGo IdentityCheck checked 8 October 2026. Pricing in this market goes stale within a quarter — verify current figures with the provider before you rely on them.