duely is an end-to-end hosted platform. FreeAML is a verification layer you plug into your own process. Comparing them on monthly cost will mislead you: they are bought to do different jobs, and the cheaper figure below does not mean the better buy. Read the capability rows, not the prices.
Ongoing monitoring triggered by designated service and riskYesPartial
Versioned AML program and CDD recordsYesPartial
14 further fields are unestablished for at least one of the two and are left out of the list above. A gap in our research is not a point against a product, and presenting it as one would score these two on our work rather than on theirs.
Every field, side by side
Reading a spec strip
Verifiedconfirmed on the provider’s own site
Partialpresent but limited or conditional
Absentthe product does not do it
Not establishedwe could not confirm either way
Each bar runs one segment per capability, in the same order on every board, so two providers compare by position. A hatched segment means the field is unfilled, not that the product lacks the capability — around half of all capability fields on this site are currently unestablished, and a blank would read as “no” and misrepresent a real business. Show all opens the full list in place.
ProgramduelyFreeAML
AML/CTF program build YesYes
Risk assessment YesYes
Program maintenance and review — differsYesNot established
Independent evaluation support (s84) — differsYesNot established
Staff training YesYes
CustomerduelyFreeAML
Customer due diligence YesYes
Know your business (entity checks) YesYes
Beneficial ownership and control YesYes
Enhanced due diligence — differsYesNot established
Reliance arrangements — differsYesNot established
IdentityduelyFreeAML
Electronic identity verification YesYes
Biometric liveness and face match YesYes
Document Verification Service access YesYes
ScreeningduelyFreeAML
PEP and sanctions screening YesYes
Adverse media screening YesYes
Ongoing customer monitoring YesYes
Automated transaction monitoring (bank-style rules) — differsNoNot established
Tranche 2 operationsduelyFreeAML
Risk assessed per designated service — differsYesPartial
Ongoing monitoring triggered by designated service and risk — differsYesPartial
Program obligations calendar (reviews, effectiveness, AMLCO reports, independent evaluation) — differsYesNot established
Versioned AML program and CDD records — differsYesPartial
Escalation to AMLCO or manager with outcome recorded — differsYesNot established
Expired document alerts — differsYesNot established
Reliance CDD requests sent and received — differsYesNot established
ReportingduelyFreeAML
Suspicious matter report workflow — differsYesNot established
AUSTRAC SMR XML export YesYes
Tipping-off controls (s123) — differsYesNot established
Threshold transaction reporting — differsYesNot established
RecordduelyFreeAML
Evidence pack export YesYes
Immutable audit log — differsYesNot established
API access — differsNoNot established
duely: 29/31 verified.FreeAML: 14/31 verified. A higher count means more that we could confirm, not necessarily more that the product does.
Stated limitations
Each board lists what that provider's own material says it does not do. We do not set those lists side by side: some providers publish their limits and others publish none, so a longer list often means a more candid provider rather than a weaker product. Where a limitation maps to a capability both providers have established, it appears in the comparison above.
duely checked 8 October 2026. FreeAML checked 8 October 2026. Pricing in this market goes stale within a quarter — verify current figures with the provider before you rely on them.