11 further fields are unestablished for at least one of the two and are left out of the list above. A gap in our research is not a point against a product, and presenting it as one would score these two on our work rather than on theirs.
Every field, side by side
Reading a spec strip
Verifiedconfirmed on the provider’s own site
Partialpresent but limited or conditional
Absentthe product does not do it
Not establishedwe could not confirm either way
Each bar runs one segment per capability, in the same order on every board, so two providers compare by position. A hatched segment means the field is unfilled, not that the product lacks the capability — around half of all capability fields on this site are currently unestablished, and a blank would read as “no” and misrepresent a real business. Show all opens the full list in place.
ProgramAMLTrancheAML Guard
AML/CTF program build YesYes
Risk assessment YesYes
Program maintenance and review Not establishedNot established
Independent evaluation support (s84) — differsNot establishedNo
Staff training — differsNoYes
CustomerAMLTrancheAML Guard
Customer due diligence YesYes
Know your business (entity checks) — differsNot establishedYes
Beneficial ownership and control YesYes
Enhanced due diligence Not establishedNot established
Reliance arrangements Not establishedNot established
IdentityAMLTrancheAML Guard
Electronic identity verification YesYes
Biometric liveness and face match — differsYesNot established
Document Verification Service access Not establishedNot established
ScreeningAMLTrancheAML Guard
PEP and sanctions screening YesYes
Adverse media screening YesYes
Ongoing customer monitoring YesYes
Automated transaction monitoring (bank-style rules) — differsPartialNot established
Tranche 2 operationsAMLTrancheAML Guard
Risk assessed per designated service PartialPartial
Ongoing monitoring triggered by designated service and risk PartialPartial
Program obligations calendar (reviews, effectiveness, AMLCO reports, independent evaluation) PartialPartial
Versioned AML program and CDD records — differsPartialYes
Escalation to AMLCO or manager with outcome recorded PartialPartial
Expired document alerts Not establishedNot established
Reliance CDD requests sent and received — differsPartialYes
AMLTranche: 14/31 verified.AML Guard: 15/31 verified. A higher count means more that we could confirm, not necessarily more that the product does.
Stated limitations
Each board lists what that provider's own material says it does not do. We do not set those lists side by side: some providers publish their limits and others publish none, so a longer list often means a more candid provider rather than a weaker product. Where a limitation maps to a capability both providers have established, it appears in the comparison above.
AMLTranche checked 8 October 2026. AML Guard checked 8 October 2026. Pricing in this market goes stale within a quarter — verify current figures with the provider before you rely on them.