Virya Technology Pty Ltd · ABN 90 670 925 238
Platform
Capabilities 14 verified 3 absent 7 not established
Program Program AML/CTF program build: Yes Risk Risk assessment: Yes Upkeep Program maintenance and review: Not established Eval Independent evaluation support (s84): Not established Training Staff training: No 2/5 Customer CDD Customer due diligence: Yes KYB Know your business (entity checks): Not established Ben own Beneficial ownership and control: Yes ECDD Enhanced due diligence: Not established Reliance Reliance arrangements: Not established 2/5 Identity eID Electronic identity verification: Yes Liveness Biometric liveness and face match: Yes DVS Document Verification Service access: Not established 2/3 Screening PEP PEP and sanctions screening: Yes Media Adverse media screening: Yes Ongoing Ongoing customer monitoring: Yes Txn Transaction monitoring: No 3/4 Reporting SMR Suspicious matter report workflow: Yes SMR XML AUSTRAC SMR XML export: No Tip-off Tipping-off controls (s123): Yes TTR Threshold transaction reporting: Yes 3/4 Record Evidence Evidence pack export: Yes Audit Immutable audit log: Yes API API access: Not established 2/3 What these 24 mean Hide the full names Program
AML/CTF program build Yes
Risk assessment Yes
Program maintenance and review Not established
Independent evaluation support (s84) Not established
Staff training No Customer
Customer due diligence Yes
Know your business (entity checks) Not established
Beneficial ownership and control Yes
Enhanced due diligence Not established
Reliance arrangements Not established Identity
Electronic identity verification Yes
Biometric liveness and face match Yes
Document Verification Service access Not established Screening
PEP and sanctions screening Yes
Adverse media screening Yes
Ongoing customer monitoring Yes
Transaction monitoring No Reporting
Suspicious matter report workflow Yes
AUSTRAC SMR XML export No
Tipping-off controls (s123) Yes
Threshold transaction reporting Yes Record
Evidence pack export Yes
Immutable audit log Yes
API access Not established AML Guard Pty Ltd · ABN 81 696 502 520
Platform
Capabilities 13 verified 1 partial 3 absent 7 not established
Program Program AML/CTF program build: Yes Risk Risk assessment: Yes Upkeep Program maintenance and review: Not established Eval Independent evaluation support (s84): No Training Staff training: Yes 3/5 Customer CDD Customer due diligence: Yes KYB Know your business (entity checks): Yes Ben own Beneficial ownership and control: Yes ECDD Enhanced due diligence: Not established Reliance Reliance arrangements: Not established 3/5 Identity eID Electronic identity verification: Yes Liveness Biometric liveness and face match: Not established DVS Document Verification Service access: Not established 1/3 Screening PEP PEP and sanctions screening: Yes Media Adverse media screening: Yes Ongoing Ongoing customer monitoring: Yes Txn Transaction monitoring: No 3/4 Reporting SMR Suspicious matter report workflow: Yes SMR XML AUSTRAC SMR XML export: No Tip-off Tipping-off controls (s123): Yes TTR Threshold transaction reporting: Partial 2/4 Record Evidence Evidence pack export: Not established Audit Immutable audit log: Yes API API access: Not established 1/3 What these 24 mean Hide the full names Program
AML/CTF program build Yes
Risk assessment Yes
Program maintenance and review Not established
Independent evaluation support (s84) No
Staff training Yes Customer
Customer due diligence Yes
Know your business (entity checks) Yes
Beneficial ownership and control Yes
Enhanced due diligence Not established
Reliance arrangements Not established Identity
Electronic identity verification Yes
Biometric liveness and face match Not established
Document Verification Service access Not established Screening
PEP and sanctions screening Yes
Adverse media screening Yes
Ongoing customer monitoring Yes
Transaction monitoring No Reporting
Suspicious matter report workflow Yes
AUSTRAC SMR XML export No
Tipping-off controls (s123) Yes
Threshold transaction reporting Partial Record
Evidence pack export Not established
Immutable audit log Yes
API access Not established Where they differ Capability AMLTranche AML Guard
Staff training No Yes Threshold transaction reporting Yes Partial 9 further fields are unestablished for at least one of the two and are left out of the list above. A gap in our research is not a point against a product, and presenting it as one would score these two on our work rather than on theirs.
Every field, side by side Differences only Reading a spec strip
Verified confirmed on the provider’s own site Partial present but limited or conditional Absent the product does not do it Not established we could not confirm either way Each bar runs one segment per capability, in the same order on every board, so two providers compare by position. A hatched segment means the field is unfilled, not that the product lacks the capability — around half of all capability fields on this site are currently unestablished, and a blank would read as “no” and misrepresent a real business. Show all opens the full list in place.
Program AMLTranche AML Guard
AML/CTF program build Yes Yes Risk assessment Yes Yes Program maintenance and review Not established Not established Independent evaluation support (s84) — differs Not established No Staff training — differs No Yes Customer AMLTranche AML Guard
Customer due diligence Yes Yes Know your business (entity checks) — differs Not established Yes Beneficial ownership and control Yes Yes Enhanced due diligence Not established Not established Reliance arrangements Not established Not established Identity AMLTranche AML Guard
Electronic identity verification Yes Yes Biometric liveness and face match — differs Yes Not established Document Verification Service access Not established Not established Screening AMLTranche AML Guard
PEP and sanctions screening Yes Yes Adverse media screening Yes Yes Ongoing customer monitoring Yes Yes Transaction monitoring No No Reporting AMLTranche AML Guard
Suspicious matter report workflow Yes Yes AUSTRAC SMR XML export No No Tipping-off controls (s123) Yes Yes Threshold transaction reporting — differs Yes Partial Record AMLTranche AML Guard
Evidence pack export — differs Yes Not established Immutable audit log Yes Yes API access Not established Not established AMLTranche: 14/24 verified. AML Guard: 13/24 verified. A higher count means more that we could confirm, not necessarily more that the product does.
Where each is weaker AMLTranche
No staff training feature found anywhere on the site. Does not lodge reports to AUSTRAC. SMR output is a formatted PDF pack for manual submission via AUSTRAC Online, not XML. No named third-party integrations. No broader transaction monitoring beyond the $10k cash TTR trigger. AML Guard
Does not lodge reports to AUSTRAC and does not decide whether a report should be filed, stated in the vendor's own FAQ. Does not provide compliance advice or case judgments. Program design, independent review and legal interpretation explicitly listed as things the customer needs elsewhere. GST treatment not stated anywhere on the pricing page. Who you would be contracting with On the Australian Business Register
Legal entity Virya Technology Pty Ltd Registered from 30 August 2023 Recorded, not scored
Other business names AMLTranche On the Australian Business Register
Legal entity AML Guard Pty Ltd Registered from 24 March 2026 Recorded, not scored
Other business names AML GUARD AMLTranche checked 25 August 2026. AML Guard checked 25 August 2026. Pricing in this market goes stale within a quarter — verify current figures with the provider before you rely on them.